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We make $180k per year and live in a 3-room HDB flat. Should we save to buy an investment property, upgrade to a condo, or larger flat?, Lifestyle News
Hello, We’ve read with interest on your advice columns, and we especially appreciate the effort and detail put into the responses. My wife and I are in a bit of a dilemma. We live in a 3-room HDB flat in Clementi Ridges which we bought for close to $400k. Our MOP is up in April this year. We’re in our mid-30s and together we make $15,000 gross a month, with no debts other than our HDB loan. We don’t plan to have kids. Our goal is to have a retirement nest egg; the question is how best to go about building it. We’re not sure if our next move should…
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How to Pay for a Home Renovation
Home renovations can be exciting, but paying for them requires a lot of planning. If you aren’t careful you could end up with unnecessary debt. The best way to pay for a home improvement, be it a kitchen refresh or emergency roof repair, is to use cash savings—it costs nothing in interest and leaves you owing no one. But if you have that kind of financial wiggle room, you should consider yourself lucky. Most of us will have to think about borrowing. Your first thought might be a credit card, since these offer the fastest, easiest route to extra cash. But unless you can pay off the balance in full,…
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10 questions with home and garden shop Manor Mercantile
You have in all probability heard of farm-to-desk places to eat, but what about field-to-vase farms? Working day Dream Manor is a flower farm in Zachary that specializes in just this thought, but before this year, it prolonged its offerings into an online retail outlet for property and yard components: Manor Mercantile. In this article, you can discover handmade planters for your fresh new-picked bouquets, as effectively as trays, ring dishes and additional, typically made of hand-poured concrete in several hues and styles. We achieved out to owner Dawn Saucier to master far more about what’s in retail outlet. 1. What is a usual day like for you and your…
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Home sales plunge in Miami in 2022, strong sign of housing market slowdown
Despite falling home sales last year, South Florida’s median prices for houses and condos increased as people competed for homes to buy. This is an aerial view of North Bay Village, near housing hotbed Miami Beach. MATIAS J. OCNER [email protected] Home sales in Miami-Dade County plummeted in 2022 compared to the prior year, the strongest indication the frenetic homebuying spree that defined South Florida during the ongoing coronavirus pandemic finally has ended. The county recorded 32,627 single-family house and condominium sales last year, a 20{d4d1dfc03659490934346f23c59135b993ced5bc8cc26281e129c43fe68630c9} drop from 39,394 sales in 2021, according to the Miami Association of Realtors housing sales report released late Friday. The median prices in December for…
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Buying an investment property in Canada: Risks, taxes, regulations and lower-cost alternatives
Serious estate is its individual asset course, featuring various characteristics from equities and fastened profits. As these kinds of, it can enable diversify prosperity. Investing in real estate does not call for specialised knowledge most Canadians have an understanding of the principles of holding property by means of dwelling possession. Numerous have accomplished pretty well due to residence selling price appreciation about the earlier two a long time. The inflation-altered returns for real estate over the previous 50 several years in Canada are pretty equivalent to that of equities. But individuals returns came with much a lot less volatility than stock marketplaces. In addition, income varieties a even bigger part…
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Ridley contractor gets 5 years of probation after pleading to fraud charges
MEDIA COURTHOUSE – A Ridley contractor was sentenced to five years of probation and requested to spend far more than $11,000 in restitution to two victims Friday right after pleading guilty to two counts of home enhancement fraud. Ryan M. MacDonald, 41, of the 700 block of Vernon Avenue, entered negotiated responsible pleas in two different cases prior to Widespread Pleas Decide Mary Alice Brennan. The 1st was reported to police in February 2022, when a 72-calendar year-old victim advised Delaware County Prison Investigation Division Detective Edward Silberstein that she had paid out MacDonald $9,727 in upfront expenses to restore a deck and railing at her house in Media. That…
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